Already standing.
DROP YOUR BUILD PHOTOS INTO THE FRAMES
BROWSE THE CATALOGUE
However you'd use it.
Three plans, every situation. Browse by where it goes or what it's for: scroll each row, or jump to a category.
By the coast
Salt-air builds: decks that open to the sea and cladding that shrugs off the weather.
Rural & lifestyle
On the block: a warm second home for staff, family, or a quiet weekend escape.
THE MORTGAGE
What would the repayments be?
Slide the numbers and see the weekly cost of borrowing for the build. Set against typical rent, most owners find the maths does the convincing.
BUILD COST TO BORROW$200,000
$100K$400K
DEPOSIT20%
0%50%
INTEREST RATE5.9%
4%9%
LOAN TERM25 yrs
10 YRS30 YRS
ESTIMATED REPAYMENTS
$236/ WK
MONTHLY$1,021
TOTAL INTEREST$146,337
TYPICAL RENT EARNED$600 / WK
Get my real numbersIndicative only, not lending advice. Your bank sets the real rate and terms. Rent figure is the typical $600/wk for a two-bed minor dwelling in regional NZ.
